Group Health Insurance: When a person changes or leaves the job, they often do not realize that their company’s group health insurance policy automatically terminates on the same day. In such a situation, if any medical emergency arises, it is time to bear the entire cost of treatment from your own pocket. However, there is good news for you! You can port your group plan to an individual or family floater policy and that too without losing the old benefits. How exactly does the policy porting process work? Policy porting means that you exit your company’s group policy and enter…
Author: PratikS
Financial Planning: In today’s financial age, everyone wants to earn a good income, and many do. However, due to the lack of proper financial strategy and understanding, many young people are getting into debt at an early age. 30 is a good age to put your finances in order. Whether you are working or running your own business, here are 5 important financial rules that every young person should adopt before turning 30: 1. Keep accurate information about income and debt Just saving money is not enough; keep track of how much money you have in total and where it…
Share Market: The stock market has many ‘penny stocks’, shares of small companies that trade at a very low price. Their prices can move very sharply in either direction, and they carry a lot of risk. About Swadeshi Industries and Leasing Limited Swadeshi Industries and Leasing Limited is a small-cap company based in Maharashtra. This company is involved in the business of textiles, copper, food products and PVC bottles, and also provides leasing services. Its share saw very sharp price moves and hit the upper circuit on several consecutive days in early November 2025, when this article was first published.…
How UPI payments affect your brain: Ever since the concept of digital payment came into our lives, the habit of carrying physical cash has gone. Digital payment methods like UPI have changed the way consumers look at spending money. It has become so easy to spend without having to carry cash in hand that now you don’t even feel the pain of paying. Scan the QR code, see the green tick of “Payment Successful” and that’s it! But we don’t understand that behind this ease, the math of our brain is completely changing. The pain of paying is real Researchers…
India is no longer just a big ‘market’. Now it is rapidly emerging as a global manufacturing hub. India’s importance has increased globally due to ‘Make in India’, PLI scheme and ‘Atmanirbhar Bharat’ policies. In the last few years, India has made its mark for global manufacturing. Long ago, products were made only for local consumption, but now India is becoming a center for high-value manufacturing, research and exports. Ford has started making high-end engines in its Chennai plant. These engines will be sent all over the world but not to the US. Now HP is going to manufacture all…
In 2025, the price of Bitcoin fell sharply. In early November 2025, Bitcoin fell sharply from its peak in early October. What caused the fall? According to experts, this fall did not come because Bitcoin was weak. It came from trading on credit. This has increased the volatility session in the market. As a result, not only Bitcoin but also other crypto currencies are falling in the market. According to many experts, heavy borrowing makes the market fragile: even a simple piece of news can cause sharp moves in either direction. What the data showed According to data firm Glassnode,…
Gold demand falls sharply – Know the reasons Gold demand in India has fallen by 16 per cent in the July-September quarter of the current financial year. Gold demand in India has fallen by 16 per cent in the July-September quarter of the current financial year. Despite the historic high in gold prices and the resulting lack of consumer buying, gold continues to attract investors as a safe haven, the World Gold Council (WGC) said on Thursday. According to the WGC report, total gold demand fell from 248.3 tonnes to 209.4 tonnes in the third quarter. However, the value of…
Moving through the stages of financial life is not just about money; it is also about thinking, discipline and patience. In fact, true prosperity comes when money becomes a means of creating a legacy, not just a means of fulfilling needs. Let’s look at how money priorities usually change across these five stages. Five stages of financial life This initial stage of life is very challenging, where as soon as each month’s salary ends, the wait for the next salary starts. At such a time, if a sudden medical expense, rent hike or any unexpected expense comes up, the entire…
The Maharashtra Public Service Commission has announced a bumper recruitment for government jobs in the state. The application process for MPSC Group C government jobs started from October 7, 2025. Eligible candidates interested in government jobs in Maharashtra can apply on the official website of MPSC mpsc.gov.in till October 27, 2025. After this date, candidates will not be given a second chance. The prescribed fee will have to be submitted along with the application. The Maharashtra Public Service Commission is going to recruit eligible candidates for 938 posts such as Clerk Typist, Tax Assistant, Industrial Inspector and Technical Assistant. Each…
Madras High Court recognises crypto as property: Madras High Court Justice N. Anand Venkatesh, in his judgment, said that crypto will be treated as ‘property’ (asset) under Indian law. This decision was made in a case against WazirX, a major crypto exchange that was hacked last year and lost $235 million worth of digital assets. The exchange had suggested a “socialization of losses,” which meant spreading the losses out among all users. But one investor disagreed, saying that her cryptocurrency holdings were her own and not part of the stolen pool. The High Court’s temporary order not only backed up…